The 4% rule is one of the most widely shared retirement “rules” — but here’s the problem: Real life isn’t a straight line. You won’t spend the same in your 60s as you will in your 80s. Your lifestyle changes. Your priorities change. Your health, travel plans, family commitments — all of it changes. So relying on a fixed percentage doesn’t tell you what you can actually spend or whether you’re missing out on living the life you want now. Good financial planning is flexible. It adapts to your life
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The 4% rule is one of the most widely shared retirement “rules” — but here’s the problem: Real life isn’t a straight line. You won’t spend the same in your 60s as you will in your
The 4% rule is one of the most widely shared retirement “rules” — but here’s the problem: Real life isn’t a straight line. You won’t spend the same in your 60s as you will in your 80s. Your lifestyle changes. Your priorities change. Your health, travel plans, family commitments — all of it changes. So relying on a fixed percentage ...
1.9K views1 week ago
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Are you worried about your financial security in retirement? It's a growing fear for many soon-to-retire Americans. Rising taxes, the threat of inflation, and unpredictable market shifts can turn your retirement dreams into a source of stress and burden. But it’s not too late to make sure your financial future is secure. • Join our Retire by Design virtual workshop, where we will help you lay the foundation for: • Minimal Tax Retirement: Learn how to keep more of your retirement income. • Inflat
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