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Making extra payments on a mortgage sounds smart… until you realize the math is stacked against you. With amortized debt, your money goes to interest first, and your liquidity is gone the moment you send it in. A line of credit flips the script — every dollar hits principal first, you keep full access to your cash 24/7, and your money compounds to your benefit, not the bank’s. That’s why our clients pay off homes in 5–7 years instead of 30. #credit #mortgage #wealth #entrepreneur #mindset #finan
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