The 4% rule is one of the most widely shared retirement “rules” — but here’s the problem: Real life isn’t a straight line. You won’t spend the same in your 60s as you will in your 80s. Your lifestyle changes. Your priorities change. Your health, travel plans, family commitments — all of it changes. So relying on a fixed percentage doesn’t tell you what you can actually spend or whether you’re missing out on living the life you want now. Good financial planning is flexible. It adapts to your life
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The 4% rule is one of the most widely shared retirement “rules” — but here’s the problem: Real life isn’t a straight line. You won’t spend the same in your 60s as you will in your
The 4% rule is one of the most widely shared retirement “rules” — but here’s the problem: Real life isn’t a straight line. You won’t spend the same in your 60s as you will in your 80s. Your lifestyle changes. Your priorities change. Your health, travel plans, family commitments — all of it changes. So relying on a fixed percentage ...
1.9K views1 week ago
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Here's the retirement reality most South Africans need to hear... The numbers don't lie. 94% of South Africans reach retirement age with insufficient savings. They're forced to work until they physically can't, or rely on family support. The government grant covers R2,080 per month - barely enough for groceries, let alone rent, medical bills, and dignity. Without proper planning, retirement becomes survival mode. At retirement-annuity.co.za, we connect hardworking South Africans with expert-mana
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199K views
Here's the retirement reality most South Africans need to hear... The numbers don't
Retirement-annuity.co.za
Here's the retirement reality most South Africans need to hear... The numbers don't lie. 94% of South Africans reach retirement age with insufficient savings. They're forced to work until they physically can't, or rely on family support. The government grant covers R2,080 per month - barely enough for groceries, let alone rent, medical bills, and dignity. Without proper planning, retirement becomes survival mode. At retirement-annuity.co.za, we connect hardworking South Africans with expert-mana
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Here's the retirement reality most South Africans need to hear... The numbers don't
Retirement-annuity.co.za
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