May 13, 2024 · If you have after-tax money in your traditional 401 (k), 403 (b), or other workplace retirement savings account, you can roll over the original contribution amounts to a Roth IRA without …

Can I roll over just the after-tax amounts in my retirement plan to a Roth IRA and leave the remainder in the plan? No, you can’t take a distribution of only the after-tax amounts and leave the rest in the plan.

Dec 23, 2025 · Learn how to convert your 401 (k) to a Roth IRA, understand tax implications, MAGI effects, the five-year rule, and smart strategies to minimize your tax hit.

Dec 3, 2025 · This may leave you wondering, can you roll over a 401 (k) to a Roth IRA? You can! In fact, one of the rollover options for a 401 (k) is to convert it to a Roth IRA. For some people, especially …

Nov 29, 2025 · Explore the benefits, tax implications, and potential pitfalls of rolling over after-tax 401 (k) funds into a Roth IRA for a secure retirement strategy.

Jul 29, 2025 · Rolling over your 401 (k) into a Roth IRA isn't free — it comes with a tax bill. When you move pretax dollars into a Roth, you're shifting your money from tax-deferred to tax-free....

Sep 7, 2025 · Learn the rules, step-by-step process, tax strategies, and mistakes to avoid. Rolling over your 401k into a Roth IRA is one of the smartest moves you can make for your retirement. Done …

Dec 5, 2025 · Converting a 401 (k) to a Roth IRA is essentially the same process as rolling your 401 (k) funds over to a traditional IRA. However, there's an additional step of paying taxes on...

Feb 2, 2025 · Generally, when completing a 401 (k) after-tax voluntary conversion to a Roth IRA, the conversion principal from a direct after-tax rollover is deposited into a Roth IRA, and earnings are …

Dec 17, 2024 · Should you decide to leave your job you might wonder if it’s possible to roll over an after-tax 401 (k) to a Roth IRA. The short answer is that you can do a rollover of after-tax 401 (k) money to …