Unpaid medical bills will no longer appear on credit reports, where they can block people from mortgages, car loans or small business loans, according to a final rule announced Tuesday by the Biden administration.

Unpaid medical bills will no longer appear on credit reports under a final rule announced by the Biden administration.

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

The move, which comes less than two weeks before President-elect Donald Trump is set to take office, represents a challenge to the new administration.

The Consumer Financial Protection Bureau (CFPB) on Tuesday finalized its rule barring medical debt from being included on credit reports, potentially freeing up billions in credit. The finalized rule will prevent medical bills from being included on credit reports used by lenders and will prohibit lenders from using medical information in their decision-making.