If you find yourself facing debt collection, what you say—or don’t say—can have a significant impact on your financial ...

Debt collectors may cross legal lines with threats, harassment and deception. Know the red flags (and your rights).

There are over 7,000 third-party collection agencies in the U.S., and if you fall 30 to 90 days (or more) behind on your bill payments, you will more than likely hear from one. By 2013, debt ...

When Tennessee Representative Steve Cohen sat down with some other governmental friends and came up with some proposed consumer-friendly changes to the Fair Debt Collections Practices Act (FDCPA ...

Any brief respite from debt collectors trying to contact you may just mean you will soon be hearing from someone else. And unfortunately, ... Why Credit Card Lenders Sell Bad Debts.

Be careful when talking to debt collectors on the phone or corresponding with them by mail. If you’re sued for a bad debt associated with a charged-off account, it’s important to know your rights.

Though debt collectors long have been accused of employing unfair tactics -- no one throws down a welcome mat for debt collectors -- the report comes as a surprise, since there's less bad debt to ...

It’s a bit of insult added to injury — small-business owners who had nonpaying customers in 2008 are likely to find they can’t take the bad debts as deductions on their income tax returns.

It's bad enough to get a call from a debt collector or find a collection account on your credit reports. But it's even worse when you didn't even know you owed a bill in the first place. Here are ...

Although it has "charged off" a bad debt, a company still has an asset in the uncollected bill. It has two basic options. The first is to turn the bill over to a collection agency that works on a ...

5 Tips to avoid charge offs. Stay in contact with the lender: Collection agencies have to follow very strict laws when it comes to collecting your debt. If you talk to them on a regular basis, you ...