If you find yourself facing debt collection, what you say—or don’t say—can have a significant impact on your financial ...

When debt collectors call, your next move could cost you or protect you. Consumer Investigator Rachel DePompa talks to Tayne ...

Debt collectors may cross legal lines with threats, harassment and deception. Know the red flags (and your rights).

There are over 7,000 third-party collection agencies in the U.S., and if you fall 30 to 90 days (or more) behind on your bill payments, you will more than likely hear from one. By 2013, debt ...

4 things debt collectors can't do if you owe money. ... They can't call repeatedly to annoy you, threaten violence or harm, use profane language or publish your name on a "bad debt" list.

5 Tips to avoid charge offs. Stay in contact with the lender: Collection agencies have to follow very strict laws when it comes to collecting your debt. If you talk to them on a regular basis, you ...

Between 2007 and 2012, Encore or its affiliates filed more than 239,000 debt collection lawsuits in the state, where debts older than six years are "time barred" and cannot be sued for in court.

“The term ‘debt’ means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which ...

I am about to receive an inheritance. Coincidentally, a credit-card company is suing me for $1,000. If you have any tips for getting them to just accept a settlement instead of the full amount, I ...

Ask about a debt settlement amount: Collection agencies may be willing to give you a 50 percent or more reduction in the amount owed. Get it all in writing: Make sure you get written confirmation ...