Trump said during his SOTU address that millions of employees do not have retirement plans with matching employer contributions.

President Trump pledges to give private-sector workers without an employer-sponsored retirement plan access to new tax-advantaged accounts similar to those for federal employees.

About 50 million workers lack access to employer-sponsored retirement plans, a hurdle to setting aside money for old age.

If you are retiring soon, you should have submitted your retirement application, usually through the Online Retirement Application (ORA) system. Retirement involves important, sometimes irreversible ...