The Trump administration proposed several 401(k) changes that American workers need to know about in 2026. These include ...

Key changes to Roth 401(k) account rules may affect your tax planning and retirement savings.

New IRS rule affects high-income earners making 401k catch-up contributions. Workers earning $150,000+ must now use Roth accounts, losing tax deductions.

Starting in 2026, the 401(k) contribution limit is $24,500, up from $23,000 in 2025. Investors age 50 and older also get a higher catch-up contribution cap of $8,000 for 2026. However, most ...

How much should I have in my 401(k) by age 30? ‍By age 30, you should ideally have saved 1x your annual salary in your 401(k). For example, if you earn $70,000, aim for $70,000 in retirement savings.

The ideal 401(k) balance by age 30 is 1x your annual salary, 3x by age 40, 6x by age 50, 8x by age 60, and 10x by age 67. In 2025, you can contribute up to $23,500 annually to your 401(k), plus an ...