Saving for a down payment is one of the biggest obstacles to homeownership in the United States, even for buyers who can afford monthly mortgage payments. Having to gather thousands of dollars upfront ...

The median down payment on a house for a first-time buyer is 9 percent, and some loan programs allow for as little as 3 percent down. Making a larger down payment can get you a lower interest rate, ...

It's a tough time to be a homebuyer. In an environment of historically high interest rates and stubborn listing prices, the dream of homeownership is as elusive as ever. But it's even harder to buy a ...

As home prices stagnate, and mortgage rates hold close to a three-year low — see the latest mortgage rates you may qualify for here, from our ad partner Bankrate — some sidelined homebuyers are no ...

When you have extra cash to put toward a home purchase, deciding between buying mortgage points or making a larger down payment can affect your monthly payment, long-term interest costs and overall ...

Recent data show how typical down payments have jumped since the pandemic for first-time and repeat homebuyers alike Nastasic / Getty Images The average down payment for 2024–25 buyers hit 19%, the ...