Here are three reasons why savers should open a long-term CD this February: Interest rates are on pause. The Fed rate pause ...

If you want to earn today's high rates, however, and still maintain some, limited flexibility, a short-term CD can be worthwhile. With rates higher than most long-term CDs (a rare circumstance ...

If you want the highest rates, a shorter term may help you snag them this month. But the details are important.