Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.
The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.
Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you ...
I use Chase and have noticed lots of cards are offering to split big purchases into monthly payments that are less than your regular interest rate, in exchange for a fixed fee. If I pay more than that ...
Paying taxes with a credit card comes with processing fees, but can make financial sense when earning welcome offers, using a 0% intro APR offer or with high-reward cards that offset the fees.
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