Whether an employee is reaching retirement age or acting as a caregiver for aging loved ones, planning for potential long-term needs is best done early.

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Five years ago, some analysts and policymakers hoped that allowing Medicare Advantage (MA) plans to offer long-term care (LTC) benefits would be a largely federally financed option for retired and ...

Are you nearing 65 years-old and starting to consider your plan for long-term care? Services like nursing homes and home health aides don't come cheap. They can cost tens of thousands of dollars per ...

I am retiring in June when I turn 70 and my wife, Bonnie, will be 68. Our Medicare issue is that recently we applied for a long-term care plan and were both denied due to our simple health issues. I ...

According to the American Association for Long-Term Care Insurance, your chances of being denied long-term care insurance ...

Long-term care can be expensive. In fact, "the cost of care can be up to $10,000 a month for care in a nursing home, some more some less depending on the city and state the client receives care in," ...

For decades we've been told to plan for retirement, with experts advising setting aside money so you can enjoy your golden ...

I am retiring in January, when I turn 70 and my wife, Sharon, will be 66. I have heart issues, with atrial fibrillation (AFib), and Sharon is a diabetic. Last month, we each applied for a long-term ...

Get the documents you’ll need. No one wants to imagine dire circumstances. Still, planning for the worst is sometimes the best preparation going. That holds true for elder care as well. If you plan ...

The missing link in long-term care planning isn’t only about products or strategies, it’s about people’s mindsets. Changing one’s attitude is the critical first step in transforming a reactive, crisis ...

Toni King has authored several books on the subject of Medicare and has appeared regularly as a guest on the American Family Radio Network. I am retiring in January, when I turn 70 and my wife, Sharon ...