A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest on credit cards or be pushed to pay a larger down payment on your car.

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Most credit bureaus like Experian, Equifax or TransUnion will use either FICO or VantageScore when it comes to calculating credit scores based on things such as spending history, payment history, what ...

When a bank won't give you, a loan based on your signature alone, the smartest move is to switch to Asset-Backed Liquidity. This is where you stop asking for a favour and start making a deal. You use ...

Add Yahoo as a preferred source to see more of our stories on Google. Finding home loans with bad credit isn’t for the faint of heart—or at least, it’s not something that should be done without ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

Since lenders often use different credit scoring models or in-house guidelines, what’s considered a bad credit score varies. However, we can give you an idea of how good or bad your score is based on ...