Both products are worth exploring for seniors this year. Here's how to determine which could be best for you now.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

The U.S. Department of Agriculture (USDA) offers grants and low-interest loans to help low-income and elderly people maintain a safe home environment through its ...