Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Home equity loan interest rates declined in 2025. Here's what can be considered to be a "good" loan rate in 2026.

Decide whether a home equity loan or line of credit is best suited for your financial goals ...

Home equity rates are driven primarily by two factors — Federal Reserve policy and long-term inflation expectations. The Fed ...

Home equity loan interest rates just fell again. Here's how much a $60,000 home equity loan will cost monthly now.

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...

Home equity rates held steady as the Federal Reserve lowered interest rates by a quarter point at its final meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for ...

The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works.

Helocs offer more flexibility, but personal loans have looser eligibility requirements ...