After years of record-breaking home price appreciation, it’s gotten harder and harder to achieve the gold-standard down payment of 20% for a house. So hard, that many potential buyers have decided to ...

When financing a new or used vehicle, making a down payment is a wise move. Putting money toward your loan up front helps build equity more quickly and results in less interest and lower payments.

Getting car insurance without putting any money down sounds appealing, especially when you’re tight on cash. But in reality, insurance companies offering “no down payment” policies still require your ...

Giving your child money toward a down payment can help them save money and borrow less when buying a home. This can be especially helpful when they’re dealing with soaring home prices and high ...

When you have extra cash to put toward a home purchase, deciding between buying mortgage points or making a larger down payment can affect your monthly payment, long-term interest costs and overall ...

Recent data show how typical down payments have jumped since the pandemic for first-time and repeat homebuyers alike Nastasic / Getty Images The average down payment for 2024–25 buyers hit 19%, the ...