Getting a mortgage is a huge financial commitment, and understanding how they work is essential before you start house ...

The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will investigate your financials and the property you’re purchasing to complete the application. Be ...

As of September 2025, mortgage rates have dropped the lowest they’ve been in almost a year, which is causing prospective homebuyers to take a second look. If you’ve never applied for a home loan, ...

Online-only mortgage applications can offer faster processing times and convenience, but may not be the best fit for individuals with complicated finances or who don’t fit the typical borrower profile ...

The frenzied housing market caused by the pandemic looks like it is slowing down and may finally be more favorable for buyers. Though 30-year mortgage rates are higher than a year ago as interest ...

Given mortgage rates have fallen to historic lows, it's a pretty good time to apply for a home loan. But what if you go through the motions only to have your application rejected? If you can't seem to ...

The rate on a 30-year fixed refinance dropped to 6.21% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.34%. On a 20-year mortgage refinance, the ...

Since the 2008 recession, traditional mortgage lenders have had to tighten lending criteria. In many ways, this is good for borrowers as unethical lenders won't pressure them into taking on mortgages ...