A 15-year or 30-year fixed-rate mortgage will likely have a higher interest rate. Remember that while you pay a lower starting rate with a 5/1 ARM, your payment could rise sooner than with a 7/1 ARM.

5-year Treasurys tend to beat cash after first Fed rate cut, this chart shows ‘What’s the cash sitting there for?’ says Vanguard’s Chris Tidmore Published: Sept. 24, 2024 at 2:34 p.m. ET ...

These are today's mortgage and refinance rates. Mortgage rates are up thanks to shifting expectations around inflation. But ...