When I was running marathons I would remind myself (somewhere around mile 20) that if it were easy to run 26.2 miles everyone would do it. But everyone doesn't run marathons because it is very, very hard.

Dividend-paying companies offering high yields often attract investors seeking steady, predictable cash flows over capital appreciation. These companies are typically mature, established businesses with predictable earnings.

No one knows when or why the next stock market sell-off will occur. But we do know that market downturns are part of the price of admission for unlocking the long-term gains of the stock market. A correction,